Blasting Off to Better Hampton Insurance Quotes
While the first Hampton, Virginia residents in 1610 probably could not have anticipated that the region would blossom to hold such treasures as the Grandview Nature Preserve and such majestic and complex edifices as the Langley Air Force Base, they certainly knew that life could be risky and uncertain. Whether you are a systems engineer at Langley or a retiree who loves to boat on Chesapeake Bay, you seek better Hampton insurance options. But how do you find the best quotes for health, life, auto, business, and other kinds of coverage?
On the Road to Smarter Hampton Insurance Policies
In 2007, according to the National Association of Insurance Commissioners (NAIC), Virginians on average paid $683 for homeowners insurance (based on HO-3 packages – the most common kind of coverage) compared with $822 for the average US premium. That’s a pretty good rate. And Hampton homeowners may have extra advantages over other Virginians, since Hampton boasts a strong community safety record, and it is close to a military installation. With respect to auto insurance, Virginians also have advantages over the average US buyer. The NAIC found in 2007 that Virginians paid just $661 on average per annum for auto insurance; whereas the United States average was $795. Virginians paid $113 for comprehensive, $253 for collision and $382 for liability. According to state law as of February 2010, Virginians have an obligation to carry bodily injury, property damage, uninsured motorist, and underinsured motorist insurance. Minimums include $50,000 for bodily injury per accident, $25,000 bodily injury per person and $20,000 for property damage.
Getting Your Rates Down Even Further
You don’t have to be an ace student at the College of William & Mary to take common sense measures to get even lower Hampton Insurance rates. Over the longer term, improve your driving record and boost your credit score. In the short term, shop around for quotes, opt for higher deductibles, buy your auto and home from the same company, and install security features in your home and car to qualify for lower premiums.
Don’t Get Hamstrung by a Lack of Hampton Insurance Quotes
Collect multiple Hampton insurance quotes from auto, health, life, business, and homeowners insurance companies to improve your odds of getting the right policy at the right price. NetQuote can connect you with several quotes today – all from insurance companies you’ve heard of. Our service is free. We can save you boatloads of time – time that you can put to better use fishing on Chesapeake Bay. Instead of filling out form after form after form for each insurance company, you fill out one form and get 5+ Hampton insurance quotes back. Analyze these quotes side-by-side, and tap into NetQuote’s database of all-original articles to learn more about the insurance buying process and find tips to drive your rates down even further.
